Open Enrollment Without the Headache with Gallagher

Understanding your options, your costs, and all those insurance acronyms.

Does your health insurance renewal arrive with a higher price tag and more questions than answers? You're in good company.

Join Richard Paden, Dillon Fulmer, and Tyler Fasanella from Gallagher for an engaging, plain-English conversation about open enrollment and the decisions behind your employee benefits. We'll untangle the terminology, explore different ways to fund coverage, and discuss what employers should ask before accepting another renewal increase.

In this practical seminar, including time for Q&A, we'll explore:

• Why open enrollment matters: What the annual enrollment window accomplishes, and how to help employees make informed choices.
• Who pays the bill: The differences between fully insured, level-funded, and self-funded health plans.
• The insurance alphabet soup: Captives, association health plans, MEWAs, and ICHRAs, what they mean and where they may fit.
• What your claims can tell you: Why loss runs and claims reports matter when evaluating costs and renewal options.
• Why premiums keep climbing: The role of medical costs, prescription drugs, healthcare utilization, and other factors.
• Mind the gap: How supplemental medical GAP coverage may help with certain out-of-pocket expenses, and what to check before adding it.
• Beyond the premium: Deductibles, provider networks, prescription coverage, employer contributions, and the details that influence a plan's value.

Here are the details about the event:

• Date: Thursday, October 29, 2026
• Time: 11:30 AM to 1:00 PM
• Location: Gallagher, 4041 Essen Ln, Baton Rouge, LA 70809
• Cost: $10
• This event is for members only.